Terms of Use

This website is owned and operated by ANSVAR INSURANCE Ltd (ACN 007 216 506) Level 5, 1 Southbank Boulevard, Southbank, Victoria 3006, in the State of Victoria, AUSTRALIA. ("Ansvar Insurance")

Please read this carefully

Access to this website is subject to these conditions and other notices posted on this website. If you do not agree to these conditions, you must not access this website. Your continued use of this website constitutes an affirmative acknowledgment and agreement that you accept and agree to be bound by these conditions and any modifications. Ansvar Insurance may change these Conditions without notice to you. You should periodically visit this page to check for the latest version of these conditions to which you are bound.


Ansvar Insurance believes that all the information contained on this website is correct at the time of posting the information. However, no warranty is made as to the accuracy or reliability of the information contained herein.
Unless expressly given in writing, Ansvar Insurance makes no representations, warranties or endorsements in relation to any products, services or information advertised or provided in or through this website.
You should not rely on anything in this website as a quoted price for an insurance policy or any other product sold by Ansvar Insurance. Unless expressly stated otherwise in writing, prices are indicative only.

Financial Advice

Ansvar Insurance is authorised by the Australian Prudential Regulatory Authority (APRA) as a general insurer under the General Insurance Reform Act (2001) (Cth) and is the holder of Australian Financial Services Licence No. 237826. Ansvar Insurance does not offer any financial advice or products directly through this website. Any advice contained on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on any advice on this website, Ansvar recommends that you consider whether it is appropriate for your circumstances.

For information on financial products offered or sold by Ansvar Insurance you should contact Ansvar Insurance by phone on 1300 650 540 or by Email to: insure@ansvar.com.au. In accordance with the law Ansvar Insurance will provide the appropriate product disclosure statement with any offer for financial products.

© Copyright

The material on and accessible through this website is copyright. No part or parts of this website may be reproduced, distributed, republished, displayed, broadcast, hyperlinked, stored in any retrieval system or transmitted in any manner without the prior written permission of Ansvar Insurance or the relevant copyright owner. Ansvar Insurance grants you permission to download and/or display copyright materials for private, non-commercial purposes only provided that you do not remove the copyright owner's notice and name from the materials when the material is reproduced or quoted, in whole or in part.
We specifically prohibit you from scraping this website or using any other automated method to copy and reproduce any part of our website for establishing, maintaining or publishing your own website or other publications. Software that operates parts of this website may be proprietary software and you must not copy, reverse engineer or modify it.

© ™ Trade marks

The trade marks, service marks and logos ("Trade Marks") used in this website are registered and unregistered Trade Marks of Ansvar Insurance and/or other third parties. Nothing displayed on this website should be construed as granting any licence or right of use of any Trade Mark displayed on this website, without the express written permission of the relevant owner.

Your conduct on the website
As a condition of your use of this website, you warrant to us that you will not use this website for any purpose that is unlawful or prohibited by these conditions or any other terms, conditions or notices appearing anywhere on this website. You agree to abide by all applicable laws and regulations.
In particular, you agree not to: (i) use any automated scripting tools or software, robots, crawlers, spiders or similar devices; (ii) impersonate any person or entity; (iii) upload, post, e-mail, transmit or otherwise make available using this website any material that is threatening, libellous, defamatory, obscene, scandalous, inflammatory, pornographic or profane or material that you do not have a right to make available under any law or contractual obligation or which contains viruses, or other computer codes, files or programs designed to interrupt, limit or destroy the functionality of other computer software or hardware; or breach any applicable laws or regulations; and (iv) do anything on or using our website that would expose us to any civil or criminal liability, sanction or action.
You will indemnify Ansvar Insurance if Ansvar Insurance or its related bodies corporate suffer any loss or damage or incur any costs in connection with any breach of these conditions or any other legal obligation by you or your use of or conduct on this website.

Advertisements and links to third parties

Hyperlinks and pointers to websites operated by third parties will appear on this website from time to time and their placement does not carry any endorsement from Ansvar Insurance. Those websites do not form part of our website and are not under the control of Ansvar Insurance. We have no responsibility and take no responsibility for the contents of any such linked website. If you link to any such websites you do so entirely at your own risk.

Limitation of liability

Ansvar Insurance does not exclude any rights and remedies available to you under the Trade Practices Act 1974 (Cth) or any similar State or Territory legislation that cannot be excluded, restricted or modified. Otherwise, Ansvar Insurance excludes all conditions and warranties that may be implied by law.
To the extent permitted by law, no warranty of any kind, implied, express or statutory (including but not limited to the warranties of title, merchantable quality, fitness for purpose, non-infringement of third party rights, freedom from computer virus) is given in relation to the information in this website. To the furthest extent permitted by law, Ansvar Insurance disclaims all liability and responsibility for any direct or indirect loss or damage which may be suffered by you as a result of relying on anything contained in or omitted from this website.
You expressly agree and understand that in no circumstances will Ansvar Insurance be liable to you for any indirect, incidental, special and/or consequential losses or damages or loss of profits of whatever nature howsoever arising (including but not limited to negligence and any act or omission by Ansvar Insurance) which result from (i) the use of or access to or any inability to use or access our website; (ii) unauthorised access to or alterations of your transmissions or data; or (iii) statements or conduct of any third party on our website.

Applicable law

Our website is located in the State of Victoria, Australia. Our website, your use thereof, and any conditions, legal notices and additional terms are governed by and construed in accordance with the laws of the State of Victoria, Australia and you agree to submit to the exclusive jurisdictions of the courts of that State.