Save up to 40% on home insurance1

Did you know that you can save up to 40% on home insurance?1

Be rewarded for having a good claims history and save up to 40% when you buy a building and contents policy online.1

At Ansvar you can save up to 40% on a home and contents insurance policy when you:

  • qualify for our 30% No Claim Bonus2
  • buy both buildings and contents covers, and
  • buy online 


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Find out more about Ansvar Home Building and Contents Insurance

Why choose Ansvar Personal?

  • Cover for accidental glass breakage
  • 24/7 claims lodgement
  • The option to protect your portable contents away from home from an additional $4 per month3
  • Emergency storage of your contents if your building is damaged by an insured event5
  • Cover for your contents for up to 14 days at both your old and your new address if you are moving house5

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Terms and Conditions

1. Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% for combining buildings and contents covers on the one policy and the third discount is up to 10% discount for buying online. If you are eligible for more than one, we apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. Discounts may not be applied to any flood component of the premium (if applicable). Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise).

2. To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for a reduced No Claim Bonus.

3. Personal Effects cover is only available in conjunction with contents cover. Premium amount payable in addition to your contents premium. Calculation based on specified personal effects cover of $1,000.

4. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

5. Applicable only when you have contents cover. Please refer to the PDS for full terms and conditions.

Ansvar Insurance Limited, ABN 21 007 216 506 AFSL No 237826 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. You should consider the appropriateness of the products having regard to your own financial objectives, needs and personal circumstances. Before making a decision please consider the Product Disclosure Statement. Terms, conditions, limits and exclusions apply. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ansvar may participate in sales incentive schemes including profit share arrangements with Allianz. Allianz may provide other benefits to Ansvar and its employees, such as promotional items, marketing fees for its products and business related conferences, which are provided to us at no additional cost to you. Ask us for more details before we provide you with services.