Landlord Insurance

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Protection for your investment property made easy.

Ansvar Insurance can give you confidence of knowing that you have insurance protection for your investment property and its contents.

Why choose Ansvar landlord insurance?

You've worked hard to establish your investment property and the income it provides. That is why you might want to consider protection for your investment.

Get a Quote

Call 1300 650 540 or request a quote online 

Ansvar Landlord insurance offers:

  • Up to 10% discount when you buy online1,2
  • Up to 30% No Claim Bonus1,4
  • Option to pay by the month at no extra cost3
  • 24/7 claims lodgement service
  • Cover against malicious damage by your tenants
  • A choice of excess options to suit your budget
  • Legal liability protection of up to $10 million
  • Peace of mind with the optional Rent Default and Theft by Tenant cover

What's covered

Key Benefits Buildings Contents
Accidental breakage of glass
Earthquake
Explosion
Fire or smoke
Flood cover (optional, subject to eligibility)
Impact damage
Lightning or thunderbolt
Malicious acts
Riot or civil commotion
Storm, rainwater or run-off
Theft, burglary or housebreaking
Tsunami
Water or other liquid damage
SEE MORE BENEFITS
Automatic indexation of sums insured >If you make a claim during the period of insurance, the sums insured for your buildings and/or contents will be adjusted with reference to the Consumer Price Index from the effective date of the current period of
Contents in the open air at the risk address – up to
Continuation of cover when you are selling your
Fusion (burnout of electrical motors) – Limits apply. Please refer to the PDS for details.
Legal liability - cover for injury to other people or their property – up to $10,000,000
Mortgage discharge costs – up to $2,000
Reinstatement of sum insured after a loss
Removal of debris, professional rebuilding fees and extra costs of complying with building regulations – Limits apply. Please refer to the PDS for details.
Rental costs after an insured event – up to 12 months
Available under contents cover only when the building is part of a strata
Replacement of locks or cylinders – up to $500
Environmental benefits – up to $5,000
OPTIONAL ADDITIONAL COVERS
Rent default and theft by tenant

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Landlord Insurance PDS 

To review the Key Facts Sheets available for Landlord Buildings and/or Contents Cover click here > View the Key Facts Sheet for Landlord Insurance

 

How to claim

To make a landlord insurance claim

Online, anytime

A convenient way to lodge a home insurance claim is via the online claim form. You can submit your home insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone - 24 hours a day, days a week claims hotline

You can call 1300 555 030 and a consultant will help you with the claims process.

 

 

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Disclaimers:

Ansvar Insurance Limited; ABN 21 007 216 506 AFSL 237826, arranges this insurance as an agent of the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statements (PDS): Landlord Insurance PDS. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ansvar may participate in sales incentive schemes including profit share arrangements with Allianz. Allianz may provide other benefits to Ansvar and its employees, such as promotional items, marketing fees for its products and business related conferences, which are provided to us at no additional cost to you. Ask us for more details before we provide you with services.

Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to  the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium charged for optional covers such as flood (where applicable).

2 Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). Other discounts may apply to insurance purchased via other methods.

3 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

4 To qualify for the maximum No Claim Bonus of 30%, landlords must have had no landlord losses in the preceding three years. However, landlords who have had up to two claims may still qualify for reduced No Claim Bonus.

 

Product Disclosure Statement

For terms, conditions and exclusions of our insurance, please refer to the Product Disclosure Statement (PDS).

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or call us on 1300 555 030

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